UntilFireUntilFire

Make work
optional.

See the date when work can become optional, understand what moves it closer, and take your first step with confidence.

No account needed · Numbers stay private · Takes 60 seconds

Securely connects to 14,000+ banks & brokerages

ChaseFidelityVanguardSchwabBank of AmericaWells FargoSoFiRobinhoodAmexCitiUS BankDiscover
🔒Bank-level encryption👁Read-only access🔐Your data stays yours

From today's numbers
to a clear next step.

UntilFire shows where you stand, what matters now, and what to do next — so you can move toward work optionality with confidence.

1
See your freedom date
Enter a few numbers. Get the date when work becomes optional.
2
Understand what moves it
See which changes shorten your timeline the most.
3
Take your first step
Get one clear action you can act on today.

Not just a calculator.
A clearer path.

UntilFire helps you understand where you stand, what to change, and how to keep moving forward.

Designed for one outcome
Every feature is built to help you reach work optionality — from your first calculation to monthly progress.
Start before you commit
See your freedom date and first next move without creating an account. Upgrade when you want ongoing tracking.
Focus on what matters
Skip the noise. UntilFire surfaces the moves that move your date the most — based on your numbers.
A living plan
Life changes. Your plan adapts. UntilFire keeps the path clear as your situation evolves.

Start free.
Upgrade for more depth.

See your freedom date and first move without an account. Go Pro when you want deeper guidance and ongoing tracking.

Free
$0

Your freedom date and first next move.

Freedom date calculation
One clear next move
Decision sliders
Shareable result card
1 bank + 1 brokerage sync
Most helpful
Pro
$4.99/mo

Deeper guidance and connected progress.

Everything in Free
Ranked next moves by time saved
Action plan from your spending
Unlimited bank & brokerage sync
Progress tracking & reports
Start Pro trial

Pro includes Stripe billing. Cancel anytime from your dashboard.

What early users say

Seeing the date change when I adjusted my savings — that was the moment it clicked.

Beta user

I use 3 apps and a spreadsheet. None of them tell me if I'm actually on track.

Beta survey

Finally an app that tells me what to do, not just where my money went.

Beta user

Common questions

What is a freedom date?

The date when work can become optional based on your current income, spending, and savings. It's a starting line you can move closer with better choices.

How is this different from a calculator?

Most calculators stop at a number. UntilFire starts there and turns it into a plan: what matters, what to change next, and how to move forward.

Do I need an account?

No. You can see your freedom date and first move without creating an account. Create one when you want to save your plan and track progress.

Is this financial advice?

No. UntilFire is planning software that helps you understand scenarios and tradeoffs. It does not replace a licensed financial adviser.

One step toward
work optionality.

See your freedom date today. No account required.